SOSIALISASI PENINGKATAN LITERASI KEUANGAN DAN DIGITALISASI TRANSAKSI MELALUI IMPLEMENTASI QRIS SYARIAH PADA BUMDESMA SINGOPATI KELURAHAN TERUSAN KECAMATAN MARO SEBO ILIR KABUPATEN BATANGHARI

Abstract

This Community Service Activity (PKM) aims to enhance financial literacy and encourage the adoption of Sharia-compliant transaction digitalization at the Joint Village-Owned Enterprise (BUMDesma) Singopati in Terusan Village, Batanghari Regency. The main background issues were the low understanding of the community and BUMDesma managers regarding Sharia finance concepts and the limited use of digital payment tools. The proposed solution is a comprehensive socialization program covering digital financial literacy, Sharia economic principles, and training on the implementation of Sharia-based Quick Response Code Indonesian Standard (QRIS). The implementation method included pre-tests and post-tests, interactive counseling, and direct assistance in the activation and utilization of Sharia QRIS. The results show an average increase in participants' understanding of 40% after the intervention. The implementation of Sharia QRIS was successfully applied to BUMDesma's business units, positively impacting transaction efficiency, accountability, and Sharia compliance. This activity recommends the need for continuous assistance to ensure the sustainability of BUMDesma's digitalization efforts.